Step 1 Making a Start – Help
us to help you by providing all the information to enable us to prepare your
proposal as quickly as possible.
Step 2 Documentation – Once
we have received all your information we will prepare a proposal on your
behalf, which is then sent to you for signing.
Step 3 Meeting Booked – Now
your proposal is sent to your creditors and a creditors’ meeting date is
booked. Neither you nor your creditors are required to attend this meeting, as
everything is done from our offices.
Step 4 Creditors’
Meeting – Once approved, you have total legal protection
from your creditors who will no longer pursue you directly for monies owed to
them, you will now only need to deal with us.
Step 5 A Brighter
Future – Make sure your IVA continues to work for you by
maintaining your monthly payment commitments to us. Each year we will submit a
report on your behalf to each of your creditors.